You will add your exchange XRP wallet addresses as Beneficiaries in your Xago account.
The example below shows you how to add your Luno XRP wallet address as a beneficiary in Xago.
Please repeat this process for your other exchange XRP wallet addresses.
- Log in to your Xago account.
- Navigate to Beneficiaries.
- Create a beneficiary, by clicking the + icon on the far right of the screen.
- Select Crypto address on the popup screen.
- Select the I am the beneficiary checkbox.
- Click the Next button.

- Enter the name of the beneficiary e.g. (Luno XRP Beneficiary).
- Select the Exchange/Wallet (hosted) Provider radio button.
- Select Luno from the dropdown list.
- Enter your Luno XRP wallet address and tag.
- (You have saved the Luno wallet address and tag in the previous section).
- If you cannot find this information, log into your Luno account to view your XRP wallet address and tag.
- Enter your Authenticator Code.
- Click the ADD BENEFICIARY link at the bottom right of the screen.

- Repeat the process above to add your other exchange XRP wallet addresses as Beneficiaries as well.